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Intro purchase APR is x% for x months from date of account opening then the standard order APR applies. Intro Balance Transfer APR is x% for x months from date of 1st transfer, for transfers underneath this give that post in your account by then the common invest in APR applies. Conventional order APR: x% variable to x% variable, based on your creditworthiness. Income APR: x% variable. Variable APRs will fluctuate with the marketplace based upon the Key Amount. 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